Terms of Service

LegalEdge Debt Solutions

Updated: August 1, 2024

These Terms of Service (“Terms”) apply to your access to and use of the LegalEdge Debt Solutions (collectively, “LegalEdge” or “we”) website, tools, content, forms, guides and other products and services located on or offered through the website (collectively, our “Services”).

By providing your contact information, using the assessment, downloading content, or by using the Services you agree to these Terms. If you do not agree to these Terms, including the mandatory arbitration provision and class action waiver in Section 17 (the “Binding Arbitration Section”), you should not, and are not authorized to access or use our Services. If you have any questions or concerns about these Terms or our Services, please contact us at support@legaledgedebtsolution.com.

Please refer to our Privacy Policy (https://www.legaledgedebtsolutions.com/privacy) for information about how we collect, use and disclose information about you.

In addition to these Terms, we may ask you to accept additional terms that apply to speciic features, products or services provided by LegalEdge. To the extent any additional terms conflict with these Terms, the additional terms govern with respect to your access to or use of the applicable feature, product or service.

Overview of Services
1. You are permitted to use the Services in legal, reasonable, and appropriate ways.
No Legal Advice
1. You agree that Legal Edge is not a law firm or an attorney and does not perform services performed by an attorney or provide legal advice or guidance. No attorney-client relationship or privilege is created between you and LegalEdge. Neither Legal Edge nor William R. Mitchell are intended to provide legal advice.
2. You are solely responsible and liable for any and all legal and financial decisions you make regardless of whether you use the Services to assist you in making such decisions. You waive all claims against LegalEdge for any loss or damage that may occur because of your legal decisions, and you agree that Legal Edge shall not be liable for any such losses or damages.
Legal Edge Is Not a Debt Relief Service
1. You agree that Legal Edge is not a debt relief service and does not perform services performed by a debt relief service. Debt relief service includes but is not limited to debt settlement, debt negotiation, credit counseling, prorating, or debt management.
Eligibility
1. You represent and warrant that you: (a) are at least 18 years old; (b) have full power and authority to enter into these Terms (c) will not use our Services outside the United States.
User Accounts and Account Security
1. You will need to provide contact information to access some or all of our Services. You agree to provide accurate information.
Reviews. After your purchase, you may receive an email survey request. You may also write a review of our Services. If you complete the survey or submit a review, your opinions may be posted, in whole or in part, on our website or used in marketing material. The review may be accompanied by limited identifying information, such as your irst name and last initial, the product you purchased, your gender, city and/or state, and age range.
You agree to the following legal disclaimers:
1. By using these services, you are not accessing attorney services or legal advice. Legal Edge’s services, including our web app, our legal forms, and any information we provide, are not a substitute for the advice of an attorney.
2. By using this website, the assessment, the content, or forms, you are not establishing an attorney-client relationship with LegalEdge or William R. Mitchell. LegalEdge makes no representation that information provided to LegalEdge is protected by attorney-client privilege or as work product.
3. Each person’s financial situation is different and financial circumstances may require legal advice and representation. It is not possible for the Services to identify all situations in which legal representation is recommended, necessary or desirable. We do not review your documents or any information you input for accuracy or legal sufficiency or provide legal advice.
4. Each user has the obligation to make his or her own determination as to whether to seek the advice of a lawyer and as to the debt relief option you select.
Third Party Services and Products
1. The Services may contain links to third party websites and materials, and we may make recommendations or send you offers for certain third party services, products and materials that we think may be interesting to you based on information provided by you. However, these links, recommendations and offers are provided as a convenience and we are not liable for any websites, products, services, materials or information made available by any third party. If you choose to purchase any third-party products or services, you are solely responsible for your purchasing decisions and if you choose to visit any third party websites, you may be subject to additional or different terms and conditions and privacy policies.
User Content
1. In order to use the LegalEdge assessment tool, you will provide, submit, upload, and share certain personal information about yourself, including your name, state of residency, financial information, and other details about yourself. The content described above is collectively, “User Content”. As between you and LegalEdge, you retain all rights in and to your User Content, subject to the license grant below.
2. You grant LegalEdge and its affiliate’s a perpetual, irrevocable, nonexclusive, royalty-free, worldwide, fully paid, and sub-licensable license to use, reproduce, modify, adapt, translate, distribute the User Content solely as necessary for LegalEdge to provide the Services to you.
3. You represent and warrant that you have the right to provide the User Content and that we have the rights to use such User Content as described in these Terms. You agree not to create, post, store or share any User Content that violates these Terms or for which you do not have all the rights necessary to grant us the license described above.
Prohibited Conduct and Content
1. You agree not to violate any applicable law, contract, intellectual property or other third-party right or commit a tort, and you are solely responsible for your conduct while accessing or using our Services. Without limiting the foregoing, you agree not to:
  1. engage in any harassing, threatening, intimidating, predatory or stalking conduct;
  2. use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services or that could damage, disable, overburden or impair the functioning of our Services in any manner;
  3. reverse engineer any aspect of our Services or do anything that might discover source code or bypass or circumvent measures employed to prevent or limit access to any part of our Services;
  4. attempt to circumvent any content-iltering techniques we employ or attempt to access any feature or area of our Services that you are not authorized to access;
  5. develop or use any third-party applications that interact with our Services without our prior written consent;
  6. use any data mining, robots or similar data gathering or extraction methods; or
  7. use our Services for any illegal or unauthorized purpose, or engage in, encourage or promote any activity that violates these Terms.
Limited License; Copyright and Trademark
1. Our Services and the text, graphics, images, photographs, videos, the assessment, the content, the guides, the forms, illustrations, trademarks, trade names, service marks, logos, slogans and other content contained therein (collectively, the “LegalEdge Content”) are owned by or licensed to LegalEdge and are protected under both United States and foreign laws. Except as explicitly stated in these Terms, LegalEdge and our licensors reserve all rights in and to our Services and the LegalEdge Content. You are hereby granted a limited, nonexclusive, nontransferable, non-sublicensable, revocable license to access and use our Services and Legal Edge Content for your own personal use; however, such license is subject to these Terms and your compliance with these Terms, and does not include any right to (a) sell, resell or commercially use or otherwise exploit our Services or LegalEdge Content; (b) copy, reproduce, distribute, publicly perform or publicly display LegalEdge Content, except as expressly permitted by us or our licensors; (c) modify the LegalEdge Content, remove any proprietary rights notices or markings, or otherwise make any derivative uses of our Services or LegalEdge Content; (d) use any data mining, robots or similar data gathering or extraction methods; and (e) use our Services or LegalEdge Content other than for their intended purposes as described in these Terms. Any use of our Services or Legal Edge Content other than as speciically authorized in these Terms, without our prior written permission, is strictly prohibited and will automatically terminate the license granted in these Terms.
Electronic Communication
1. By using these services, you consent to receive communications from Legal Edge (e.g., via telephone, email, and other electronic communications, or by posting notices to the website). These communications may include notices about the services (e.g., password changes and other transactional information), or for marketing purposes, and are part of your relationship with us. You consent to being provided with any notices, disclosures, information, and other materials in electronic form (collectively “Electronic Records”), rather than in paper form in accordance with The Electronic Signatures in Global and National Commerce Act (“E-Sign”). Your consent to receive Electronic Records applies to all notices, disclosures, documents, records or other materials of any kind that SoloSuit may be required to provide to you. You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including, but not limited to, that such communications be in writing. You further understand that checking a box, clicking “accept” (or similar word) on our website, or responding via telephone keypress constitutes your signature. You should maintain copies of electronic communications from us by printing a paper copy or saving an electronic copy. You may wish to print out all Electronic Records and keep them for your records. If you have any trouble printing out, downloading, and/or accessing any Electronic Records, you may contact us at support@legaledgedebtsolutions.com In order for you to access and retain Electronic Records sent by LegalEdge, you must have the following hardware and software: a

computer capable of reading html and text iles, a modem or other means of accessing the Internet, and a browser capable of accessing and displaying the SoloSuit website. You may withdraw your consent by contacting us at support@legaldebtsolution.com. However, the services provided by SoloSuit are only available if you agree to receive Electronic Records.

Indemnification
1. To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless LegalEdge, each of our subsidiaries and afiliates, or our licensors and partners and each of our respective oficers, directors, agents, partners and employees (individually and collectively, the “LegalEdge Parties”) from and against any loss, liability, claim, demand, damages, ines and any related expenses or costs (“Claims”) arising out of or related to (a) your access to or use of our Services; (b) your User Content; (c) your violation of these Terms; (d) your violation, misappropriation or infringement of any rights of another (including intellectual property rights or privacy rights); (e) your conduct in connection with our Services; or (f) any violation by you of any federal, state, or local laws, statutes, rules, or regulations. You agree to promptly notify the LegalEdge Parties of any third-party claims, cooperate with the LegalEdge Parties in defending such claims and pay all fees, costs and expenses associated with defending such claims (including, but not limited to, attorneys’ fees, costs and expenses). You also agree that the LegalEdge Parties will have control of the defense or settlement of any third-party claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and LegalEdge.
Disclaimers
1. We do not control, endorse or take responsibility for any User Content, third-party content available on or linked to our Services or products or services offered by a third party that are advertised through the Services.
2. Your use of our Services is at your sole risk. Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, itness for a particular purpose, title, and non-infringement. In addition, LegalEdge does not represent or warrant that our Services are accurate, complete, reliable, current or error-free. While LegalEdge attempts to make your access to and use of our Services safe, we cannot and do not represent or warrant that our Services or servers are free of viruses or other harmful components. You assume the entire risk as to the quality and performance of the Services. Additionally, you acknowledge that information you store or transfer through our Services may become irretrievably lost or corrupted or temporarily unavailable due to a variety of causes, including software failures, protocol changes by third party providers, internet outages, force majeure events or other disasters, scheduled or unscheduled maintenance, or other causes either within or outside our control.
Limitation of Liability
1. To the maximum extent permitted by applicable law, LegalEdge and the other LegalEdge Parties will not be liable to you under any theory of liability— whether based in contract, tort, negligence, strict liability, warranty, or otherwise—for any indirect, consequential, exemplary, incidental, punitive or special damages or lost profits, even if Legal Edge or the other Legal Edge Parties have been advised of the possibility of such damages.
2. The total liability of Legal Edge and the other LegalEdge Parties, for any claim arising out of or relating to these Terms or our Services, regardless of the form of the action, is limited to the greater of the amount paid, if any, by you to access or use our Services, or, if you have not paid any amounts for the use of any Services, the amount of $1,000.
3. The limitations set forth in this Section (a) will apply even if the remedies otherwise provided under these Terms, at law or in equity, fail of their essential purpose, and regardless of the form or cause of action or the alleged basis of the claim, and (b) will not limit or exclude liability for the gross negligence, fraud or intentional misconduct of LegalEdge or the other LegalEdge Parties or for any other matters in which liability cannot be excluded or limited under applicable law. Additionally, some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations or exclusions may not apply to you.
Transfer and Processing Data
1. By accessing or using our Services, you consent to the processing, transfer and storage of information about you in and to the United States and other countries, where you may not have the same rights and protections as you do under local law.
Dispute Resolution; Binding Arbitration
1. Please read the following section carefully because it requires you to arbitrate certain disputes and claims with LegalEdge and limits the manner in which you can seek relief from us.
2. Except for small claims disputes in which you or LegalEdge seek to bring an individual action in small claims court located in the county of your billing address or disputes in which you or LegalEdge seeks injunctive or other equitable relief for the alleged unlawful use of intellectual property, you and LegalEdge waive your rights to a jury trial and to have any dispute arising out of or related to these Terms or our Services resolved in court. Instead, all disputes arising out of or relating to these Terms or our Services will be resolved through conidential binding arbitration held in the county in which the party to whom the action is brought against is located in accordance with the Streamlined Arbitration Rules and Procedures (“Rules”) of the Judicial Arbitration and Mediation Services (“JAMS”), which are available on the JAMS website and hereby incorporated by reference. You either acknowledge and agree that you have read and understand the rules of JAMS or waive your opportunity to read the rules of JAMS and any claim that the rules of JAMS are unfair or should not apply for any reason.
3. You and LegalEdge agree that any dispute arising out of or related to these Terms, or our Services is personal to you and LegalEdge and that any dispute will be resolved solely through individual arbitration and will not be brought as a class arbitration, class action or any other type of representative proceeding.
4. You and LegalEdge agree that these Terms affect interstate commerce, and that the enforceability of this Binding Arbitration Section will be substantively and procedurally governed by the Federal Arbitration Act, 9 U.S.C. § 1, et seq. (the “FAA”), to the maximum extent permitted by applicable law. As limited by the FAA, these Terms and the JAMS Rules, the arbitrator will have exclusive authority to make all procedural and substantive decisions regarding any dispute and to grant any remedy that would otherwise be available in court; provided, however, that the arbitrator does not have the authority to conduct a class arbitration or a representative action, which is prohibited by these Terms. The arbitrator may only conduct an individual arbitration and may not consolidate more than one individual’s claims, reside over any type of class or representative proceeding or preside over any proceeding involving more than one individual. You and SoloSuit agree that for any arbitration you initiate, you will pay the iling fee and Legal Edge will pay the remaining JAMS fees and costs. For any arbitration initiated by LegalEdge, LegalEdge will pay all JAMS fees and costs. You and LegalEdge agree that the state or federal courts of the State of California and the United States sitting in Los Angeles have exclusive jurisdiction over any appeals and the enforcement of an arbitration award.
5. Any claim arising out of or related to these Terms, or our Services must be iled within one year after such claim arose; otherwise, the claim is permanently barred, which means that you and Legal Edge will not have the right to assert the claim.
6. You have the right to opt out of binding arbitration within thirty (30) days of the date you irst accepted the terms of this Binding Arbitration Section by emailing support@legaledgedebtsolutions.com. In order to be effective, the opt out notice must include your full name and clearly indicate your intent to opt out of binding arbitration. By opting out of binding arbitration, you are agreeing to resolve Disputes in accordance with the Governing Law and Venue section.
Governing Law and Venue
1. These Terms and your access to and use of our Services will be governed by and construed and enforced in accordance with the laws of California, without regard to conflict of law rules or principles that would cause the application of the laws of any other jurisdiction. Any dispute between the parties

that is not subject to arbitration or cannot be heard in small claims court will be resolved in the state or federal courts of California and the United States, respectively, sitting in Los Angeles.

Changes to these Terms
1. We may make changes to these Terms from time to time. If we make changes, we will provide you with notice by posting the amended Terms to our Services and updating the “Last Updated” date above. We may also attempt to notify you by sending an email notiication to the address associated with your account or by providing notice through our Services. Unless we say otherwise in our notice of changes, the amended Terms will be effective immediately and your continued access to and use of our Services after we provide notice will conirm your acceptance of the changes. If you do not agree to the amended Terms, you must stop accessing and using our Services.
Access to World Wide Web; Internet Delays. To use SoloSuit services, you must obtain access to the World Wide Web, either directly or through devices that access web-based content and pay any service fees associated with such access. You are responsible for providing all equipment necessary to make such a connection to the World Wide Web, including computer and Internet access. Access to certain SoloSuit services may be limited or delayed based on problems inherent in the use of Internet and electronic communications. You understand that Legal Edge is not responsible for delays, delivery failures, or other damage resulting from such problems.
Right to refuse. You acknowledge that Legal Edge reserves the right to refuse service to anyone.
Termination
1. We reserve the right, without notice and in our sole discretion, to terminate your right to access or use our Services at any time. Without limiting the foregoing, we may, in our sole discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services. We are not responsible for any loss or harm related to your inability to access or use our Services.
Severability
1. If any provision or part of a provision of these Terms is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions.
Export Compliance
1. The Services are only intended for use by persons located in the United States. If you choose to access the Services from outside the United States, you do so at your own risk and you are responsible for compliance with all local laws. Additionally, all or part of our Services may be subject to U.S. export control and economic sanctions laws (“Export Controls”). You agree to abide by all Export Controls as they relate to your access and use of our Services.
Miscellaneous
1. These Terms constitute the entire agreement between you and Legal Edge relating to your access to and use of our Services. The failure of Legal Edge to

exercise or enforce any right or provision of these Terms will not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. Except as otherwise provided herein, these Terms are intended solely for the beneit of the parties and are not intended to confer third party beneiciary rights upon any other person or entity.

Exceptions for Services subject to North Carolina law
1. For Services subject to North Carolina law, we do not disclaim any warranties or liability and do not limit the recovery of damages or other remedies by users.
2. For Services subject to North Carolina law, all disputes arising out of or relating to these Terms, or our Services will be resolved through conidential binding arbitration held in North Carolina. No other section shall be read to conflict with this section.
3. All provisions of these Terms that are not in conflict with this § 26 remain in full force and effect.
Google Places terms
1. Your use of Google Places API available on our Service is governed by the Google’s Terms of Service. Google reserves the right to change their Terms of Use at any time, at their sole discretion.